Terms of Use

Welcome to idbakai! These Terms of Use govern your access to and use of our personal finance tool, including all content, functionality, and services offered on or through idbakai. By accessing or using our service, you agree to be bound by these Terms and our Privacy Policy. Please read them carefully before using our platform.

1. Acceptance of Terms

By accessing or using the idbakai website and services, you signify your unequivocal agreement to these Terms of Use, as well as our Privacy Policy, which is incorporated herein by reference. Your continued use of the platform after any modifications to these Terms indicates your acceptance of the revised conditions. It is your responsibility to review these Terms regularly, as they constitute a legally binding agreement between you and idbakai.

2. Use of the Website

Idbakai grants you a limited, non-exclusive, non-transferable license to access and use the service for your personal, non-commercial financial management purposes, including expense logging, budget creation, and report generation. You agree not to use the service for any unlawful purpose or in any way that could damage, disable, overburden, or impair the website or interfere with any other party's use. Prohibited activities include data mining, unauthorized access to user accounts, or attempting to circumvent security measures.

3. Intellectual Property

All content, features, and functionality on the idbakai website and application, including but not limited to software, text, graphics, logos, and images, are the exclusive property of idbakai and are protected by international copyright, trademark, and other intellectual property laws. You are granted no right or license concerning any idbakai trademarks or logos. Unauthorized reproduction, distribution, modification, or creation of derivative works from any part of our service is strictly prohibited.

4. Disclaimer of Warranties

The idbakai service is provided on an 'as is' and 'as available' basis, without any warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement. idbakai does not warrant that the service will be uninterrupted, error-free, secure, or free from viruses or other harmful components. We make no guarantees regarding the accuracy or completeness of any information provided through the service, as financial circumstances are highly individual.

5. Limitation of Liability

To the fullest extent permitted by applicable law, idbakai, its affiliates, directors, employees, or agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your access to or use of, or inability to access or use, the service. This limitation applies even if idbakai has been advised of the possibility of such damages. Our aggregate liability for any claims arising out of or related to these Terms will not exceed the amount you paid to us for the service in the twelve months preceding the claim.

6. Links to Other Websites

Our service may contain links to third-party websites or services that are not owned or controlled by idbakai. idbakai has no control over and assumes no responsibility for the content, privacy policies, or practices of any third-party websites or services. We strongly advise you to read the terms and conditions and privacy policies of any third-party websites or services that you visit. Your interactions with these linked sites are solely at your own risk.

7. Changes to Terms

Idbakai reserves the right, at its sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect, typically through email or a prominent notice on our website. What constitutes a material change will be determined at our sole discretion. Your continued use of the service after such changes constitutes your acceptance of the new Terms.

8. Governing Law

These Terms shall be governed and construed in accordance with the laws of the Republic of Kyrgyzstan, without regard to its conflict of law provisions. You agree that any legal action or proceeding between idbakai and you for any purpose concerning these Terms or the parties' obligations hereunder shall be brought exclusively in a federal or state court of competent jurisdiction sitting in the Republic of Kyrgyzstan. This choice of law ensures consistency and clarity in dispute resolution.

Contact Us

Email: support@idbakai.com

Address: Dordoi Plaza Business Center 115A Ibraimov Street, Bishkek 720010, Kyrgyzstan